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We can help

Just Us Debt is a debt relief company specializing in helping regular people being preyed upon by unrelenting companies. We can help individuals restructure debt, resolve disputes, or guide them through the difficult steps of debt management or bankrupty. If you are ready to repair your credit, lower your interest rate or buy a new home, we can light the path.

We are sound

We have built a solid reputation for solving problems amicably, leaving the client and the debtor satisfied. We are accreditted with the United States Organization for Bankruptcy Alternatives (U.S.O.B.A.) and the International Association of Professional Debt Arbitrators (I.A.D.P.A.) and have pre-emptively complied with federal regulations that will soon tighten laws governing companies that offer the services we do.

"The IAPDA feels that it is very important to recognize the companies in the debt settlement industry who have made a corporate commitment to the professional training and certification of their individual staff members. There are over 2800 individual IAPDA Certified members. The links below will take you to the Web Sites of a large selection of leading firms with staff and management who are professionally "Trained and Certified by IAPDA. "

There are 3 options when considering your debt burden:

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  1. Do nothing and your situation will likely remain the same.
  2. The company you're indedted to can provide a private consultation on how to improve your situation.
  3. JDN & Associates can do the leg work for you and stop the harassing phone calls, help you get that new home, and get you the interest rates you deserve. Just Us Debt & JDN & Associates, leading you to financial freedom!


"If you always do what you have always done then you will always get what you have always got."